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Terms of Use

Last updated: March 28, 2026

1. Acceptance of Terms

By accessing and using ArmFinCredit at www.armfincredit.site, you agree to be bound by these Terms of Use. If you do not agree, please do not use the Service.

2. Description of Service

ArmFinCredit is a free online loan calculator for informational purposes only. It provides amortization schedules, early repayment analysis, and APR calculations. It does not constitute financial advice.

3. No Warranties

The Service is provided on an AS IS and AS AVAILABLE basis without warranties of any kind. Calculation results are illustrative and may differ from actual loan offers from financial institutions.

4. Limitation of Liability

ArmFinCredit is not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Service or reliance on its content.

5. Intellectual Property

All content, design, graphics, and code on this Service are the property of ArmFinCredit unless otherwise stated and are protected by applicable intellectual property laws.

6. Third-Party Advertising

The Service displays advertisements provided by Google AdSense. Those ads are governed by Google's own terms and privacy policy, and we are not responsible for their content.

7. Governing Law

These Terms are governed by the laws of the Republic of Armenia.

8. Changes to Terms

We may update these Terms of Use from time to time. Continued use of the Service after changes means you accept the updated Terms.