Deposit rates in Armenian banks

23 deposits from 12 banks in AMD, USD and EUR. The top AMD deposit rate is up to 10.75% (Evocabank). Every rate comes with its source and date.

BankProductRate
EvocabankEvoca depositAMDup to 10.75%
AMIO BankAMIO depositAMDup to 10.5%
Fast BankTerm depositAMDup to 10.5%
UnibankClassicAMDup to 10.25%
VTB Bank (Armenia)StableAMDup to 10%
Byblos Bank ArmeniaTerm depositAMDup to 10%
ArtsakhbankTerm depositAMDup to 10%
IDBankSafeAMDup to 9.75%
AraratbankTermAMDup to 9.5%
ArdshinbankAvandAMD6%–9.5%
UnibankFlexibleAMDup to 9.25%
InecobankAccumulativeAMD9%
ACBA BankChildAMDup to 8.63%
ACBA BankClassicAMDup to 7.87%
ACBA BankFamilyAMDup to 7.83%
InecobankFlexibleAMD6.25%
IDBankSavings accountAMDup to 5%
Fast BankTerm depositUSDup to 6%
EvocabankEvoca depositUSDup to 5.75%
AMIO BankAMIO depositUSDup to 5%
UnibankTerm depositUSDup to 4.25%
Fast BankTerm depositEURup to 5%
AraratbankTermEURup to 2.5%

Data as of 2026-09. Rates are indicative and change — confirm the final terms with the bank.

Terms, limits and sources

FAQ

Which bank pays the highest deposit rate in 2026?

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AMD deposits (2026-09): Evocabank — up to 10.75%; AMIO Bank — up to 10.5%; Fast Bank — up to 10.5%; Unibank — up to 10.25%; VTB Bank (Armenia) — up to 10%.

What are USD deposit rates?

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USD: Fast Bank — up to 6%; Evocabank — up to 5.75%; AMIO Bank — up to 5%. EUR deposit rates are usually lower.

Is deposit interest taxed?

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Yes, deposit interest is subject to 10% income tax. The deposit calculator shows your net income after tax.

Other rates